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Florida
Health Insurance
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Individual Health Insurance - Golden Rule Insurance Plans
Main Page Florida Health Insurance
If you're a parent or guardian, you'll want to ensure that your child has access to health care, including immunizations, preventive care, and routine and emergency health services. If you're unable to obtain a group policy and exceed the income requirements for Medicaid, you may be able to buy individual coverage directly from a Florida-licensed health carrier. Individual policies can be expensive, and carriers will evaluate an applicant's health risk factors before making a decision to issue coverage. That means that if your child has serious medical condition, or is predisposed toward a certain condition, a carrier may decline to issue coverage. However, if a carrier declines to cover your child, keep shopping. Each carrier has different criteria for accepting customers. Some carriers will only issue coverage for children as the dependents of an insured adult. In this case, a parent's health status could impact the child's ability to obtain coverage from that carrier. However, many carriers offer children's only coverage. For additional carrier information, use our individual health policy search tool Golden Rule offers open access plans with and without co-pay options. They also offer a Family Deductible on their HSA Plans as opposed to most other companies. For general individual health insurance information check out...
Preexisting conditions can disqualify you from getting approved on many individual health insurance plans. There are alternatives and one includes our webpage entitled: Affordable Health Insurance Online. It is an online system that gives you instant quotes, immediate approval or decline, applications and ID cards as well.
Hegeman
Insurance Brokerage |
