Florida Health  insurance  premiums have never been higher.  If you are looking for more affordable Florida health insurance coverage you have come to the right place.   Hegeman Insurance Brokerage was founded in 1996 and since then our Orlando health insurance agency has been helping our clients find affordable rates from the strongest, "A" rated carriers throughout Florida. 

We're glad you're here, welcome to our Florida health insurance website!

Start by comparing 30+ of the newest and most affordable health insurance plans in Florida.  We offer one of the largest and most complete selections on the web.  Our online Florida health insurance quoting system is state-of-the-art and allows you to compare rates instantly and in a side-by-side format. Check rates from Aetna, United, Humana, Celtic and Assurant to name a few.  Your information is protected by VeriSign and the strongest secure socket layer (SSL) encryption technology available for e-commerce 24/7/365.  When checking carriers remember that the numerous quotes you see are only the tip of the iceberg.  There are 100's of plans out there. Use our our short online form and let us help you cut to the chase, particularly if you have preexisting conditions like height/weight issues, smoking, high blood pressure etc.  It will put your information in front of us just as fast as a phone call and guarantee an agent will be assigned to you immediately.

Florida Health Insurance Quotes

Did you know that premiums can't vary from one source to the next? Premiums on each health insurance plans are fixed by Florida Department of Insurance law. Surprised?  It's true, you can not find a better price anywhere for the same health insurance plan from a particular health insurance company. No matter where you look (assuming you are not getting a verbal quote); if you find a lower price then you are not comparing the same plan or you are using a different zip code! It makes your job a little easier, no need to negotiate or jump from one website to the next searching for a better deal.  Buying a plan through an agent or broker doesn't drive up your cost one thin dime.

A short call to (407) 425-9347 will get our immediate help with quotes from multiple carriers and rates on a plan that fits your needs perfectly. Use our short online form and we can  help you find affordable insurance coverage.   Contacting us will ensure you are getting the best plan for your situation.  NOT ALL CARRIERS PARTICIPATE IN THE ONLINE QUOTING SYSTEMS YOU WILL FIND ON THIS AND OTHER HEALTH INSURANCE WEBSITES AND THE RATES YOU DO FIND AUTOMATICALLY QUOTED DON'T REFLECT FINAL RATES BASED ON YOUR MEDICAL HISTORY.

Our physical office is located in downtown Orlando.  We are an independent, insurance brokerage agency that offers personalized service to the small business owner and the self employed.  Whether its' major medical plan, Florida maternity coverage (that is both affordable and comprehensive), temporary health insurance, dental insurance, LIFE INSURANCE or a Health Savings Account, you will not find better service or lower rates, anywhere. Since 1996 we've been one of the largest online agencies offering our clients unbiased access to a COMPLETE cross section of  the top "A" rated Florida insurance carriers. 

Cover Florida has arrived; it's the new guaranteed issue Florida health insurance coverage! But where's the beef? Read more

Affordable Florida health insurance coverage

• Florida Maternity Coverage - if you're already pregnant I can't help you (unless you're coming off COBRA) but if you're not there are a couple of plans you will be interested in looking at. One  plan from a Fortune 500 Company provides 100% coverage after either a $1000 or a more affordable $2500 deductible. Cost effective Supplements are also available that treat pregnancy claims as any other illness. No waiting periods and benefits can cover up to 75% of your costs! 

• Temporary Health Insurance in Florida  Have you had trouble getting approved on a traditional health insurance plan? Are COBRA costs killing you? Do you have health issues involving abnormal test results (pap smears etc.), non-insulin Type 2 Diabetes, cholesterol/blood pressure, allergies, height and weight, smoking or tobacco products, mental and nervous disorders? Short Term health insurance is very easy to qualify for with only about 5 medical questions.

• Affordable  health insurance coverage in Orlando

 

 

Florida health insurance doesn't have to be expensive. Read this short article on a safe way to cut your premiums in half while still maintaining the core coverage you need.
 

Helping you find affordable health insurance coverage is our common goal. We both have families and we are self-employed. We are small business owners and professionals that can’t rely on large group plans and must rely on individual health insurance plans.  When you obtain an insurance plan from this office, we makes ourselves available whenever needed to answer questions; assist with filing claims; provide timely reviews and keep you informed of industry trends. So feel free to explore our website and let us know if we can help in anyway...contact us. Have a good day.  
 

Affordable health insurance coverage for Orlando residents

Health insurance  has gotten expensive, here are some tips on how to control costs in the Orlando area as well as some  related ideas.

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SENIORS:
Florida Discount Drug Card Program; prescription coverage for seniors age 60 and over,  1-800.361.4542

Affordable coverage comes at a price, usually in the form of  higher deductibles. 1.)Lower your costs by staying in your PPO network. Discounts of as much as 60% are not uncommon for certain tests and procedures.  2.) Prices for diagnostic tests vary depending on the testing center you call.  Just ask your provider for the Current Procedural Terminology (CPT) code and then you can comparison shop on tests as well.

Do you need inexpensive, clinically proven and FDA approved tests for such conditions as Anemia, H.I.V., Diabetes, Colon Cancer, Kidney function, Allergies, Urinary Tract Infections, Thyroid tests. ...more info  

Healthcare USA Offers BIG Savings On other diagnostic tests if you have a high deductible Florida health insurance plan: